3 Lake Trl W

Harding Twp., NJ
$ 1,295,000 Beds 3 Baths 3.5 Sq 1,875
Monthly Estimate* How much can I afford?

Mt. Kemble Lake is one of Harding Township's most endearing communities and true to the neighborhood itself, this charming, impeccably maintained and thoughtfully updated home is warm, inviting, and wonderfully comfortable. The spacious three-level layout offers an updated high-quality kitchen, newly renovated baths, a versatile first-floor office/bedroom workspace, and a private primary suite with gas fireplace and en-suite bath. A sizeable screened-in porch leads to an attached Trex deck, creating the perfect setting for morning coffee, entertaining, or relaxing. The finished walkout basement adds valuable flexibility with a full bath, recreation room, and multi-purpose space. Sliders open to a spacious, private, level yard. Additional amenities include a whole-house generator, invisible dog fence, and newer mechanicals, including a new HVAC System. Established in 1926, Mt. Kemble Lake is a beloved Harding Township community offering a private lake, clubhouse, water company, and beautiful wooded acreage, much of which is held in trust for residents. Enjoy a country-like setting surrounded by nature and an active, friendly neighborhood, while remaining just minutes from nearby towns and mass transit.A home filled with comfort, character, flexibility, and an exceptional sense of place ready for you to make it uniquely yours.

Active

  • Price
  • $ 1,295,000
  • City
  • Harding Twp.
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • MORRIS
  • Half Bathrooms
  • 1
  • Area
  • Harding Twp.
  • Lot Size
  • 0.37 Acres
  • Zip
  • 07960
  • Sqr Footage
  • 1,875
  • Year Built
  • 1946
  • Taxes
  • $ 7407
  • Style
  • Lakestyle, Colonial
  • MLS#
  • 4050949
Listed By: WEICHERT REALTORS
Data Source: Garden State MLS (GSMLS)

Features

General

Sewer Septic 3 Bedroom Town Verified
Heating 1 Unit
Cooling 1 Unit
Utilities Electric,Gas-Natural
Possession POT
Roof Asphalt Shingle
Appliances Carbon Monoxide Detector,Dishwasher,Dryer,Generator-Built-In,Range/Oven-Gas,Refrigerator,Sump Pump,Washer,Wine Refrigerator
Water Heater Gas
HOA Fee 3600
Garage Spaces 1
Association Fee Includes Maintenance-Common Area,See Remarks,Water Fees
Architectural Style Lakestyle,Colonial
Pets Allowed Yes
Year Built 1946
Garage Built-In Garage
Township Harding Twp.
Application Fee 3600
Easement No
Tax Year 2025
Services Cable TV Available,Garbage Extra Charge
Ownership Fee Simple
Accessibility No
Assoc Fee Paid Per Annually
County Morris
Association Amenities ClubHous,LakePriv,MulSport,Playgrnd,Tennis
Subdivision Name Mount Kemble Lake
Total Rooms 11
Full Baths 3
Status Active
Directions 202 to Bailey's Mill Road to Lake Trail W into Mount Kemble Lake,private neighborhood.
High School Madison
Open Parking Spaces 3
Elementary School Harding
Tax Annual Amount 7407
Home Warranty Y/N No
Middle/Junior High School Harding
Drive 2 Car Width,Blacktop,Driveway-Exclusive
Standard Status Active
Tax Assessed Value 600300
Town # 2313
Tax Lot 11
Primary Style Lakestyle
Sub Property Type Single Family
Community Living Yes

Interior Features

Interior Amenities Blinds,Carbon Monoxide Detector,Cathedral Ceiling,Fire Extinguisher,Smoke Detector
Basement Finished,Full,Walkout
Flooring Carpeting,Wood
Total Fireplaces 2
Fireplace Features Bedroom 1,Family Room,Gas Fireplace,Wood Burning
Master Bath Features Stall Shower
Other Room 1 Level First
Kitchen Level First
Living Room Level First
Other Room 4 Level Ground
Dining Room Level First
Other Room 2 Level First
Other Room 3 Level Second
Family Room Level First
Fuel Type Gas-Natural
Half Baths 1
Total Bedrooms 3
Kitchen Dimensions 14x20
RoomOther4Dimensions 14x17
RoomOther4Description Media Room
RoomOther3Dimensions 10x12
RoomOther3Description Loft
RoomOther2Dimensions 11x12
RoomOther2Description Office
RoomOther1Dimensions 14x12
RoomOther1Description Sunroom
RoomLivingDimensions 17x12
Kitchen Features Center Island,Eat-In Kitchen,Separate Dining Area
RoomDiningDimensions 13x12
RoomBed3Level Second
RoomBed3Dimensions 11x13
RoomBed2Level Second
RoomBed2Dimensions 12x12
RoomBed1Level First
RoomBed1Features 1st Floor,Dressing Room,Fireplace,Full Bath
RoomBed1Dimensions 13x13
Level 2 Rooms 2 Bedrooms,Bath Main
Level 1 Rooms 1Bedroom,BathMain,BathOthr,DiningRm,FamilyRm,Foyer,Kitchen,LivingRm,Office,Screened
Ground Level Rooms BathMain,Exercise,Laundry,Media,MudRoom,Office,Utility

Exterior Features

Exterior Amenities Deck,Dog Run
Pool No
Lot Features Lake/Water View,Level Lot,Private Road
Water Source Association,Shared Well
Exterior Description Composition Shingle,Wood
Lot Dimensions 16297SF
Lot Size Acres 0.37

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morris Plains, NJ office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harding Elementary School
Middle School Harding Middle School
High School Madison High School

Price History

9/8/2026 Listed $1,295,000

Property vs Zip Code Average in 07960

Price
AVG $1.69M
$1.3M
Taxes
AVG $14,859
$7,407
Year Built
AVG 1982
1946
Visits
AVG 215
75
Data Provided by Inside Real Estate®

Areas That We Cover

3 Lake Trl W Harding Twp., NJ is a Single Family Home for sale at $1295000 with 1875 sqft and a lot size of 0.37 Acres Acre(s). 3 Lake Trl W Harding Twp. has 3 bedrooms, 3 baths and was built in 1946. The property's zip code is 07960 which is in Harding Twp., NJ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.